I, the undersigned, have received the sum of $________
from ________________ (hereafter referred to as the
"Investing Partner"), to be used for business purposes.
I obligate myself to utilize these funds in a manner
which I believe will generate profits.
Any profits realized or losses sustained as a result of
this investment shall be allocated to the Investing Partner.
However, five percent (5%) of the profits shall be retained
by the undersigned for his services during the term of this
Any claim of loss must be verified through the testimony of
two qualified witnesses in, and under conditions acceptable
to, an Orthodox Jewish court of law. Any claim regarding
the amount of profit generated by these funds shall be
verified under solemn oath, before and under conditions
acceptable to, an Orthodox Jewish court of law.
It is agreed that if I return the above-mentioned principal
to the Investing Partner, together with an additional
__________________________ as payment for the profits which
are generated, then I will not be required to make any further
payment nor will I be required to make an oath. The balance of
the profits, if any, shall be my sole property. I am obligated
to make this payment on or before ______________. If payment is
not made by this time, the terms of this Iska shall continue.
In the event of any conflict between the terms of this Iska
agreement and the terms of any other agreement signed by the two
parties in regard to these funds, the terms of this agreement
This agreement shall follow the guidelines of Heter Iska as
explained in Sefer Bris Yehudah. It is agreed that
any dispute which may arise in connection with this agreement
shall be submitted before ________________.1
Judgement rendered by the aforesaid authority may be entered
in any court having jurisdiction thereof.
Signature of the Recipient ________________________
Signature of the Investor ________________________